What is an accidental death benefit rider (double indemnity) and how does it operate?

• A. It pays an extra amount if death results from an accident; often in addition to base death benefit and may have age limitations or reductions.
• B. It doubles the death benefit for any cause of death.
• C. It deletes the death benefit if death is due to accident.
• D. It pays the entire policy cash value upon accident.

Answer: (A)